Holiday Skip-A-Pay

Needing some extra cash this holiday season? During November, December, and January members with current loans can apply to skip one months payment*. A $25.00 processing fee applies for each approved Holiday Skip-a-Payment form. Only one skip-a-payment can be used to skip one months payment per loan per season*.

If payments are made by ACH from another account or by Payroll Deduction, the skipped payment funds will be deposited into the member’s Share Account. The normal full payment will continue the next month following the skipped month.  

*By agreeing to the Holiday Skip-a-Payment, you authorize Northwest Missouri Regional Credit Union to extend your final loan payment by one month. Interest will continue to accumulate on your loan during the month you skip your payment. One Holiday Skip-A-Payment per season. Not eligible on the first payment of the loan or if extension has been granted in last 12 months. Overdraft line of credit, Visa Credit Card and Helping Hands loan do not qualify.  All loan payments must be current to qualify, and have had no delinquency for the past six months.

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