Applications



Loan Application

Individual Credit: You must complete the APPLICANT section about yourself and the OTHER section about your spouse if:

  1. you live in or the property pledged as collateral is located in a community property state (AK, AZ, CA, ID, LA, NM, NV, TX, WA, WI),

  2. your spouse will use the account, or

  3. you are relying on your spouse’s income as a basis for repayment. If you are relying on income from alimony, child support, or separate maintenance, complete the OTHER section to the extent possible about the person on whose payments you are relying.

Joint Credit: Each applicant must INDIVIDUALLY complete the appropriate section below. If Co-Borrower is spouse of the Applicant, mark the Co-Applicant box.

Guarantor: Complete the OTHER section if you are a guarantor on an account/loan.


Helping Hands Loan Application


ATM Debit Card Application

An application is necessary for each account holder requesting an ATM or debit card. (Account owners under the age of 18 can not apply online.)



Holiday Skip-A-Payment

The Holiday Skip-A-Payment program* is available from November 1st through January 31st.

Members with loans in good standing have the option to skip-a-payment in either November, December, or January. To apply for a skip-a-payment, click the button below to download the necessary form. Print, fill-out, and sign a form for each loan requesting a skip-a-payment on. Forms are also available at the Credit Union. (A $25 processing fee applies for each approved form.) *Certain restrictions apply.


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